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Credit Manager

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Credit Manager


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Credit Manager
Job Description

Post Body

We're searching for a Credit Manager to handle our lending process, which includes everything from assessing clients' creditworthiness to accepting or rejecting loan requests.

The duties of a credit manager include developing credit scoring models, negotiating loan terms, and calculating interest rates. You should have a degree in accounting or finance, as well as expertise processing loan applications, to be successful in this position. Previous banking experience is a plus.  

Finally, you will assist us in reducing bad debts and increasing loan revenue.

Credit Manager
  • Investigate and assess the creditworthiness of our clients.
  • To predict hazards, create credit scoring models.
  • Approve or deny loan requests based on the borrower's credibility and the possibility for profit and loss.
  • Interest rates should be calculated and established.
  • Negotiate terms of loan agreements with clients.
  • Pay attention to payments.
  • Keep track of all loan applications.
  • To manage debt settlements and loan renewals, follow up with clients.
  • Ensure that all lending procedures are compliant with the law.
  • Create, review, and revise our company's credit policies.
Credit Manager
  • Proven job experience as a Credit Manager, Credit Analyst, or a related role
  • Working knowledge of accounting software
  • a thorough understanding of the loan process
  • Excellent analytical abilities, including the ability to develop and manipulate financial spreadsheets (e.g., in Excel)
  • Negotiation abilities
  • Bachelor's degree in accounting, economics, banking, or finance, or a related discipline

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