We're searching for a Credit Manager to handle our lending process, which includes everything from assessing clients' creditworthiness to accepting or rejecting loan requests.

The duties of a credit manager include developing credit scoring models, negotiating loan terms, and calculating interest rates. You should have a degree in accounting or finance, as well as expertise processing loan applications, to be successful in this position. Previous banking experience is a plus.  

Finally, you will assist us in reducing bad debts and increasing loan revenue.

• Investigate and assess the creditworthiness of our clients.

• To predict hazards, create credit scoring models.

• Approve or deny loan requests based on the borrower's credibility and the possibility for profit and loss.

• Interest rates should be calculated and established.

• Negotiate terms of loan agreements with clients.

• Pay attention to payments.

• Keep track of all loan applications.

• To manage debt settlements and loan renewals, follow up with clients.

• Ensure that all lending procedures are compliant with the law.

• Create, review, and revise our company's credit policies.

• Proven job experience as a Credit Manager, Credit Analyst, or a related role

• Working knowledge of accounting software

• a thorough understanding of the loan process

• Excellent analytical abilities, including the ability to develop and manipulate financial spreadsheets (e.g., in Excel)

• Negotiation abilities

• Bachelor's degree in accounting, economics, banking, or finance, or a related discipline